Holly's Apple-Snickers Salad

6 green apples, cored and cubed (for added color, do not peel)
6 large Snickers candy bars, cubed (can use smaller Snickers bars--approximately 12 oz. total)
1 small pkg. instant vanilla pudding
1 large carton Cool Whip
8 oz. cream cheese, softened

Beat Cool Whip and cream cheese together.  Mix in dry pudding.  Fold in apples and Snickers.  Chill until served.